{"id":709,"date":"2026-05-24T20:15:18","date_gmt":"2026-05-24T14:45:18","guid":{"rendered":"https:\/\/assetpeak.in\/how-we-built-a-98-100-pagespeed-score-website-in-2-weeks\/"},"modified":"2026-07-14T01:54:21","modified_gmt":"2026-07-13T20:24:21","slug":"sbi-share-price-target-2026-2027-2028-2030-2040-2050","status":"publish","type":"post","link":"https:\/\/assetpeak.in\/?p=709","title":{"rendered":"SBI Share Price Target 2026, 2027, 2028, 2030, 2040, 2050"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-resized has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"167\" height=\"46\" src=\"https:\/\/assetpeak.in\/wp-content\/uploads\/2025\/12\/SBI_167_46.png\" alt=\"\" class=\"wp-image-9255\" style=\"border-style:none;border-width:0px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;box-shadow:none;width:167px;height:auto\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-ast-global-color-0-color has-text-color has-link-color wp-elements-8e3f7683f856464de378d4894588b67f\"><a href=\"https:\/\/onlinesbi.sbi.bank.in\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">SBI.Bank. in<\/a><\/p>\n\n\n<div style=\"background: linear-gradient(135deg, #f0f9ff 0%, #e0f2fe 100%); border: 1px solid #bae6fd; border-radius: 12px; padding: 20px; margin: 20px 0; display: flex; flex-direction: row; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05); font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;\">\n<div style=\"display: flex; align-items: center; gap: 16px; flex: 1; min-width: 250px;\"><span style=\"font-size: 24px; flex-shrink: 0;\">\ud83d\udcc8<\/span>\n<div><strong style=\"font-size: 18px; color: #1e40af; display: block; margin-bottom: 4px;\">Share Price Alert<\/strong>\n<p style=\"margin: 0; font-size: 14px; color: #475569; line-height: 1.4;\">Get latest stock price targets &amp; updates directly on Telegram<\/p>\n<\/div>\n<\/div>\n<div style=\"width: auto; min-width: 100%; display: block; box-sizing: border-box; margin-top: 4px; text-align: center; flex-grow: 1;\"><a style=\"background: #0ea5e9; color: white; padding: 12px 28px; border-radius: 8px; text-decoration: none; font-weight: 600; font-size: 16px; display: block; text-align: center; box-shadow: 0 4px 12px rgba(14, 165, 233, 0.3);\" href=\"https:\/\/t.me\/Assetpeak_in\" target=\"_blank\" rel=\"noopener nofollow\">Join Telegram<\/a><\/div>\n<\/div>\n<div style=\"background: #f0f9ff; border: 1px solid #bae6fd; border-radius: 12px; padding: 20px; margin: 20px 0; display: flex; flex-direction: row; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; box-shadow: 0 4px 15px rgba(0, 0, 0, 0.06); font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;\">\n<div style=\"display: flex; align-items: center; gap: 16px; flex: 1; min-width: 250px;\"><span style=\"font-size: 28px; flex-shrink: 0;\">\ud83d\udcf8\u2728<\/span>\n<div><strong style=\"font-size: 17.5px; color: #1e40af; display: block; margin-bottom: 6px;\">Follow Me on Instagram Now<\/strong>\n<p style=\"margin: 0 0 6px 0; font-size: 14px; color: #334155; line-height: 1.45;\">Don\u2019t miss daily stock price updates, quick alerts &amp; market insights!<\/p>\n<p style=\"margin: 0;\"><small style=\"color: #e11d48; font-size: 13px; font-weight: 500;\">Follow now for latest analysis.<\/small><\/p>\n<\/div>\n<\/div>\n<div style=\"width: auto; min-width: 100%; display: block; box-sizing: border-box; margin-top: 4px; text-align: center; flex-grow: 1;\"><a style=\"background: #ec4899; color: white; padding: 13px 26px; border-radius: 8px; text-decoration: none; font-weight: bold; font-size: 15.5px; display: block; text-align: center; box-shadow: 0 4px 12px rgba(236, 72, 153, 0.35);\" href=\"https:\/\/www.instagram.com\/assetpeak.in\/\" target=\"_blank\" rel=\"noopener\">Quick Follow on Instagram<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">About SBI Bank-<\/h2>\n\n\n\n<p>The State Bank of India is a big bank in India. It is trying to give loans to people and companies. At the time the State Bank of India wants to make sure that the people and companies it lends money to can pay it back.<\/p>\n\n\n\n<p>The State Bank of India is using something called the YONO platform to make things easier for its customers. The YONO platform is like a one stop shop where customers can do all their banking. This is helping the State Bank of India to make its customers happier and to sell them services.<\/p>\n\n\n\n<p>The State Bank of India is also trying to make its finances stronger. It has a lot of money to fall on. The bank is also making sure that it does not lend money to people or companies that cannot pay it back. The State Bank of India is making money from lots of things and this is helping it to stay strong. It has operations in India and, in countries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SBI Current Market Performance<\/strong><\/h2>\n\n\n\n<!-- TradingView Widget BEGIN - SBIN with Lazy Loading -->\n<div id=\"tradingview-widget-container\" style=\"height:440px;width:100%;background:#fafafa;display:flex;align-items:center;justify-content:center;border-radius:4px;\">\n  <div style=\"text-align:center;color:#999;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;\">\n    <svg width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#999\" stroke-width=\"1.5\">\n      <polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"><\/polyline>\n    <\/svg>\n    <p style=\"margin-top:10px;font-size:14px;\">Loading SBIN chart&#8230;<\/p>\n  <\/div>\n  <div id=\"tradingview-widget\" style=\"height:100%;width:100%;display:none;\"><\/div>\n<\/div>\n\n<script>\n(function() {\n  const container = document.getElementById('tradingview-widget-container');\n  const widgetDiv = document.getElementById('tradingview-widget');\n  const loadingPlaceholder = container.querySelector('div:first-child');\n  let widgetLoaded = false;\n\n  function loadTradingViewWidget() {\n    if (widgetLoaded) return;\n    widgetLoaded = true;\n\n    if (loadingPlaceholder) loadingPlaceholder.style.display = 'none';\n    widgetDiv.style.display = 'block';\n\n    const script = document.createElement('script');\n    script.type = 'text\/javascript';\n    script.src = 'https:\/\/s3.tradingview.com\/external-embedding\/embed-widget-advanced-chart.js';\n    script.async = true;\n    script.innerHTML = JSON.stringify({\n      \"allow_symbol_change\": false,\n      \"calendar\": false,\n      \"details\": false,\n      \"hide_side_toolbar\": true,\n      \"hide_top_toolbar\": true,\n      \"hide_legend\": false,\n      \"hide_volume\": true,\n      \"hotlist\": false,\n      \"interval\": \"D\",\n      \"locale\": \"en\",\n      \"save_image\": false,\n      \"style\": \"3\",\n      \"symbol\": \"BSE:SBIN\",\n      \"theme\": \"light\",\n      \"timezone\": \"Asia\/Kolkata\",\n      \"backgroundColor\": \"#ffffff\",\n      \"gridColor\": \"rgba(46, 46, 46, 0)\",\n      \"watchlist\": [],\n      \"withdateranges\": false,\n      \"compareSymbols\": [],\n      \"studies\": [],\n      \"autosize\": true,\n      \"height\": 440\n    });\n\n    widgetDiv.appendChild(script);\n  }\n\n  \/\/ Fallback: Load after page fully loads\n  window.addEventListener('load', function() {\n    if (!window.IntersectionObserver) {\n      loadTradingViewWidget();\n    }\n  });\n\n  \/\/ IntersectionObserver: Load when widget scrolls into view\n  if (window.IntersectionObserver) {\n    const observer = new IntersectionObserver(function(entries) {\n      entries.forEach(function(entry) {\n        if (entry.isIntersecting) {\n          loadTradingViewWidget();\n          observer.unobserve(container);\n        }\n      });\n    }, {\n      rootMargin: '200px',\n      threshold: 0.01\n    });\n\n    observer.observe(container);\n  }\n})();\n<\/script>\n<!-- TradingView Widget END -->\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Financial Table for SBI Bank Ltd<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Metric<\/th><th class=\"has-text-align-center\" data-align=\"center\">Value<\/th><th class=\"has-text-align-center\" data-align=\"center\">Change<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Net Profit (latest quarter)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b918,331 Cr<\/td><td class=\"has-text-align-center\" data-align=\"center\">+9.5% YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Net Interest Income (latest quarter)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b942,688 Cr<\/td><td class=\"has-text-align-center\" data-align=\"center\">+8.2% YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Gross NPA (latest)<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.06%<\/td><td class=\"has-text-align-center\" data-align=\"center\">-44 bps YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Net NPA (latest)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.50%<\/td><td class=\"has-text-align-center\" data-align=\"center\">-12 bps YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CRAR (Capital Adequacy)<\/td><td class=\"has-text-align-center\" data-align=\"center\">14.28%<\/td><td class=\"has-text-align-center\" data-align=\"center\">+34 bps<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Total Deposits (latest)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b951,96,432 Cr<\/td><td class=\"has-text-align-center\" data-align=\"center\">+8.1% YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Total Advances\/Loans (latest)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b941,23,045 Cr<\/td><td class=\"has-text-align-center\" data-align=\"center\">+12.4% YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Full-year Net Profit (FY25)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b970,234 Cr<\/td><td class=\"has-text-align-center\" data-align=\"center\">+22.5% YoY<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Stock Price (recent close)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9712<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1.2% (1 Apr)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">52-Week High<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9912<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">52-Week Low<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9660<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Promoter Stake<\/td><td class=\"has-text-align-center\" data-align=\"center\">57.59%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unchanged<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Data as of Q3 FY26 \/ FY25 annual results.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Youtube Video<\/h2>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-e2841a49 default uagb-is-root-container\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-constrained wp-container-core-column-is-layout-19e250f3 wp-block-column-is-layout-constrained\" style=\"border-style:none;border-width:0px;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-left-radius:0px;border-bottom-right-radius:0px;font-size:0px;flex-basis:100%\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-23441af8 wp-block-group-is-layout-flex wp-container-1 is-position-sticky\">\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/4RpDyGeMEX8?si=YkwrPaf4a7w5LdQG&amp;start=12\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen=\"\"><\/iframe>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">19 Mar 2026<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">SBI Bank Share Price Target<\/h2>\n\n\n\n<p>State Bank of India or SBI is Indias public sector bank. It is expected to grow in 2026. This growth will be because of loans being given out and the banks assets being of better quality. The bank is also using its YONO platform to get more digital. The SBI stock price may be between \u20b9680 and \u20b9950 in 2026. The target stock price for the end of 2026 is likely to be, between \u20b9900 and \u20b9950. The State Bank of India will likely keep growing because of these factors. The YONO platform will help SBI to be more digital. SBI is making efforts to improve its asset quality. More people are borrowing money from the State Bank of India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Long-Term Year Targets (2026 \u2013 2050)<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Year<\/th><th class=\"has-text-align-center\" data-align=\"center\">Bear Case (\u20b9)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Base Case (\u20b9)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Bull Case (\u20b9)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2026<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">850 \u2013 900<\/td><td class=\"has-text-align-center\" data-align=\"center\">900 \u2013 950<\/td><td class=\"has-text-align-center\" data-align=\"center\">950 \u2013 1,050<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2027<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,050 \u2013 1,150<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,200 \u2013 1,300<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,350 \u2013 1,500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2028<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,350 \u2013 1,450<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,550 \u2013 1,650<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,700 \u2013 1,900<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2030<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,800 \u2013 2,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,200 \u2013 2,400<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,600 \u2013 3,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2040<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">3,500 \u2013 4,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,500 \u2013 5,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,500 \u2013 6,500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2050<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">7,000 \u2013 8,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">9,500 \u2013 10,500<\/td><td class=\"has-text-align-center\" data-align=\"center\">11,000 \u2013 13,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Historical Forecasting<\/h2>\n\n\n\n<p>SBI Share Price Target 2020, 2021, 2022, 2023, 2024, 2025, 2026.<\/p>\n\n\n\n<p><style>\n.sbi-container {\n    max-width: 1200px;\n    margin: 0 auto;\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\n}\n.sbi-grid {\n    display: grid;\n    grid-template-columns: repeat(2, 1fr);\n    gap: 28px;\n    justify-items: center;\n    align-items: start;\n}\n.sbi-box {\n    max-width: 500px;\n    width: 100%;\n    background: white;\n    border-radius: 24px;\n    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);\n    border: 1px solid #e8e8e8;\n    overflow: hidden;\n}\n.sbi-header {\n    background: linear-gradient(135deg, #85d365, #6db84f);\n    padding: 24px 24px;\n    text-align: center;\n}\n.sbi-brand {\n    font-size: 14px;\n    letter-spacing: 2px;\n    opacity: 0.8;\n    margin-bottom: 8px;\n    color: black;\n}\n.sbi-year {\n    font-size: 36px;\n    font-weight: 700;\n    color: black;\n    margin: 0;\n}\n.sbi-underline {\n    width: 50px;\n    height: 3px;\n    background: black;\n    margin: 12px auto 0;\n}\n.sbi-returns {\n    text-align: center;\n    padding: 20px 24px;\n    border-bottom: 1px solid #f0f0f0;\n}\n.sbi-returns-label {\n    font-size: 14px;\n    color: #888;\n    margin-bottom: 6px;\n}\n.sbi-returns-value {\n    font-size: 34px;\n    font-weight: bold;\n}\n.sbi-positive {\n    color: #1e7e34;\n}\n.sbi-negative {\n    color: #d32f2f;\n}\n.sbi-price-row {\n    display: flex;\n    justify-content: space-between;\n    padding: 18px 24px;\n    border-bottom: 1px solid #f0f0f0;\n}\n.sbi-price-row:last-of-type {\n    border-bottom: none;\n}\n.sbi-price-label {\n    font-size: 14px;\n    color: #777;\n    font-weight: 500;\n}\n.sbi-price-value {\n    font-size: 18px;\n    font-weight: bold;\n    color: black;\n}\n\/* Mobile View - 1 box per row *\/\n@media screen and (max-width: 768px) {\n    .sbi-grid {\n        display: flex;\n        flex-direction: column;\n        gap: 24px;\n        align-items: center;\n    }\n    .sbi-box {\n        max-width: 100%;\n        width: 100%;\n    }\n    .sbi-header {\n        padding: 18px 20px;\n    }\n    .sbi-brand {\n        font-size: 12px;\n    }\n    .sbi-year {\n        font-size: 32px;\n    }\n    .sbi-returns-value {\n        font-size: 28px;\n    }\n    .sbi-price-row {\n        padding: 14px 20px;\n    }\n}\n@media screen and (max-width: 480px) {\n    .sbi-year {\n        font-size: 28px;\n    }\n    .sbi-returns-value {\n        font-size: 26px;\n    }\n}\n\/* Tablet & Desktop - 2 boxes *\/\n@media screen and (min-width: 769px) and (max-width: 1024px) {\n    .sbi-grid {\n        gap: 20px;\n    }\n}\n<\/style>\n<div class=\"sbi-container\">\n    <div class=\"sbi-grid\">\n        \n        <!-- 2020 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2020<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-negative\">-17.96%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 334.00<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 274.00<\/span>\n            <\/div>\n        <\/div>\n        <!-- 2021 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2021<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-positive\">+77.60%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 270.35<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 480.20<\/span>\n            <\/div>\n        <\/div>\n        <!-- 2022 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2022<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-positive\">+12.48%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 480.20<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 540.15<\/span>\n            <\/div>\n        <\/div>\n        <!-- 2023 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2023<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-positive\">+14.78%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 540.15<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 620.00<\/span>\n            <\/div>\n        <\/div>\n        <!-- 2024 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2024<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-positive\">+29.03%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 620.00<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 800.00<\/span>\n            <\/div>\n        <\/div>\n        <!-- 2025 -->\n        <div class=\"sbi-box\">\n            <div class=\"sbi-header\">\n                <div class=\"sbi-brand\">STATE BANK OF INDIA<\/div>\n                <div class=\"sbi-year\">2025<\/div>\n                <div class=\"sbi-underline\"><\/div>\n            <\/div>\n            <div class=\"sbi-returns\">\n                <div class=\"sbi-returns-label\">Yearly returns<\/div>\n                <div class=\"sbi-returns-value sbi-positive\">+22.50%<\/div>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83d\udcc5 Start of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 800.00<\/span>\n            <\/div>\n            <div class=\"sbi-price-row\">\n                <span class=\"sbi-price-label\">\ud83c\udfc1 End of the year price<\/span>\n                <span class=\"sbi-price-value\">\u20b9 980.00<\/span>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Profit &amp; Loss<\/strong><\/h2>\n\n\n\n<p>Consolidated Financial Summary (\u20b9 in Crores)<\/p>\n\n\n\n<p><style>\n    \/* Consolidated Financial Table Styles *\/\n    .consolidated-table-wrapper {\n        width: 100%;\n        overflow-x: auto;\n        -webkit-overflow-scrolling: touch;\n        margin: 20px 0;\n        border-radius: 12px;\n    }\n    .consolidated-table {\n        width: max-content;\n        min-width: 100%;\n        border-collapse: collapse;\n        font-family: 'Inter', 'Roboto', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;\n        font-size: 14px;\n        background: white;\n    }\n    .consolidated-table th,\n    .consolidated-table td {\n        border: none;\n        padding: 12px 16px;\n        text-align: right;\n        font-size: 14px;\n        font-weight: 400;\n    }\n    \/* First column (Row labels) - Sticky & Left aligned *\/\n    .consolidated-table th:first-child,\n    .consolidated-table td:first-child {\n        position: sticky;\n        left: 0;\n        background-color: white;\n        text-align: left;\n        font-weight: 500;\n        z-index: 2;\n        box-shadow: 2px 0 5px -2px rgba(0, 0, 0, 0.05);\n    }\n    \/* Header styling *\/\n    .consolidated-table th {\n        background-color: #E0FBC6;\n        font-weight: 600;\n        padding: 14px 16px;\n        white-space: nowrap;\n    }\n    \/* First column header also sticky *\/\n    .consolidated-table th:first-child {\n        background-color: #E0FBC6;\n        z-index: 3;\n    }\n    \/* Row stripes *\/\n    .consolidated-table tbody tr:nth-child(even) {\n        background-color: #f5f5f5;\n    }\n    .consolidated-table tbody tr:nth-child(odd) {\n        background-color: #ffffff;\n    }\n    \/* Hover effect *\/\n    .consolidated-table tbody tr:hover {\n        background-color: #e8f4e0 !important;\n    }\n    \/* Bold rows for specific rows *\/\n    .consolidated-table tbody tr.bold-row td {\n        font-weight: 700;\n    }\n    \/* Ensure sticky column keeps correct background on hover\/stripes *\/\n    .consolidated-table tbody tr:nth-child(even) td:first-child {\n        background-color: #f5f5f5;\n    }\n    .consolidated-table tbody tr:nth-child(odd) td:first-child {\n        background-color: #ffffff;\n    }\n    .consolidated-table tbody tr:hover td:first-child {\n        background-color: #e8f4e0;\n    }\n    \/* First column header sticky background *\/\n    .consolidated-table thead tr th:first-child {\n        background-color: #E0FBC6;\n    }\n    \/* Mobile responsive - reduce padding *\/\n    @media screen and (max-width: 768px) {\n        .consolidated-table th,\n        .consolidated-table td {\n            padding: 8px 10px;\n        }\n    }\n    \/* Small mobile *\/\n    @media screen and (max-width: 480px) {\n        .consolidated-table th,\n        .consolidated-table td {\n            padding: 6px 8px;\n            font-size: 12px;\n        }\n    }\n<\/style>\n<div class=\"consolidated-table-wrapper\">\n    <table class=\"consolidated-table\">\n        <thead>\n            <tr>\n                <th>Particulars<\/th>\n                <th>Mar 2015<\/th>\n                <th>Mar 2016<\/th>\n                <th>Mar 2017<\/th>\n                <th>Mar 2018<\/th>\n                <th>Mar 2019<\/th>\n                <th>Mar 2020<\/th>\n                <th>Mar 2021<\/th>\n                <th>Mar 2022<\/th>\n                <th>Mar 2023<\/th>\n                <th>Mar 2024<\/th>\n                <th>Mar 2025<\/th>\n                <th>Mar 2026<\/th>\n            <\/tr>\n        <\/thead>\n        <tbody>\n            <!-- Revenue + -->\n            <tr>\n                <td>Revenue +<\/td>\n                <td>207,974<\/td>\n                <td>220,633<\/td>\n                <td>230,447<\/td>\n                <td>228,970<\/td>\n                <td>253,322<\/td>\n                <td>269,852<\/td>\n                <td>278,115<\/td>\n                <td>289,973<\/td>\n                <td>350,845<\/td>\n                <td>439,189<\/td>\n                <td>490,938<\/td>\n                <td>514,933<\/td>\n            <\/tr>\n            <!-- Interest -->\n            <tr>\n                <td>Interest<\/td>\n                <td>133,179<\/td>\n                <td>143,047<\/td>\n                <td>149,115<\/td>\n                <td>146,603<\/td>\n                <td>155,867<\/td>\n                <td>161,124<\/td>\n                <td>156,010<\/td>\n                <td>156,194<\/td>\n                <td>189,981<\/td>\n                <td>259,736<\/td>\n                <td>300,943<\/td>\n                <td>315,005<\/td>\n            <\/tr>\n            <!-- Expenses + -->\n            <tr>\n                <td>Expenses +<\/td>\n                <td>96,675<\/td>\n                <td>109,985<\/td>\n                <td>145,666<\/td>\n                <td>169,065<\/td>\n                <td>166,104<\/td>\n                <td>172,909<\/td>\n                <td>192,821<\/td>\n                <td>197,349<\/td>\n                <td>204,303<\/td>\n                <td>239,750<\/td>\n                <td>252,043<\/td>\n                <td>283,611<\/td>\n            <\/tr>\n            <!-- Financing Profit (BOLD) -->\n            <tr class=\"bold-row\">\n                <td>Financing Profit<\/td>\n                <td>-21,879<\/td>\n                <td>-32,399<\/td>\n                <td>-64,334<\/td>\n                <td>-86,697<\/td>\n                <td>-68,649<\/td>\n                <td>-64,181<\/td>\n                <td>-70,715<\/td>\n                <td>-63,570<\/td>\n                <td>-43,439<\/td>\n                <td>-60,297<\/td>\n                <td>-62,049<\/td>\n                <td>-83,683<\/td>\n            <\/tr>\n            <!-- Financing Margin % -->\n            <tr>\n                <td>Financing Margin %<\/td>\n                <td>-11%<\/td>\n                <td>-15%<\/td>\n                <td>-28%<\/td>\n                <td>-38%<\/td>\n                <td>-27%<\/td>\n                <td>-24%<\/td>\n                <td>-25%<\/td>\n                <td>-22%<\/td>\n                <td>-12%<\/td>\n                <td>-14%<\/td>\n                <td>-13%<\/td>\n                <td>-16%<\/td>\n            <\/tr>\n            <!-- Other Income + -->\n            <tr>\n                <td>Other Income +<\/td>\n                <td>49,315<\/td>\n                <td>52,828<\/td>\n                <td>68,193<\/td>\n                <td>77,557<\/td>\n                <td>77,365<\/td>\n                <td>98,159<\/td>\n                <td>107,222<\/td>\n                <td>117,000<\/td>\n                <td>122,534<\/td>\n                <td>155,386<\/td>\n                <td>172,406<\/td>\n                <td>197,711<\/td>\n            <\/tr>\n            <!-- Depreciation -->\n            <tr>\n                <td>Depreciation<\/td>\n                <td>1,581<\/td>\n                <td>2,252<\/td>\n                <td>2,915<\/td>\n                <td>3,105<\/td>\n                <td>3,496<\/td>\n                <td>3,662<\/td>\n                <td>3,711<\/td>\n                <td>3,691<\/td>\n                <td>3,696<\/td>\n                <td>3,849<\/td>\n                <td>3,991<\/td>\n                <td>0<\/td>\n            <\/tr>\n            <!-- Profit before tax (BOLD) -->\n            <tr class=\"bold-row\">\n                <td>Profit before tax<\/td>\n                <td>25,855<\/td>\n                <td>18,177<\/td>\n                <td>945<\/td>\n                <td>-12,245<\/td>\n                <td>5,220<\/td>\n                <td>30,317<\/td>\n                <td>32,796<\/td>\n                <td>49,739<\/td>\n                <td>75,399<\/td>\n                <td>91,240<\/td>\n                <td>106,365<\/td>\n                <td>114,028<\/td>\n            <\/tr>\n            <!-- Tax % -->\n            <tr>\n                <td>Tax %<\/td>\n                <td>32%<\/td>\n                <td>30%<\/td>\n                <td>141%<\/td>\n                <td>-66%<\/td>\n                <td>41%<\/td>\n                <td>40%<\/td>\n                <td>26%<\/td>\n                <td>27%<\/td>\n                <td>25%<\/td>\n                <td>25%<\/td>\n                <td>26%<\/td>\n                <td>25%<\/td>\n            <\/tr>\n            <!-- Net Profit + (BOLD) -->\n            <tr class=\"bold-row\">\n                <td>Net Profit +<\/td>\n                <td>17,832<\/td>\n                <td>13,019<\/td>\n                <td>-97<\/td>\n                <td>-3,749<\/td>\n                <td>3,351<\/td>\n                <td>21,140<\/td>\n                <td>23,888<\/td>\n                <td>37,183<\/td>\n                <td>57,750<\/td>\n                <td>69,543<\/td>\n                <td>80,523<\/td>\n                <td>86,666<\/td>\n            <\/tr>\n            <!-- EPS in Rs -->\n            <tr>\n                <td>EPS in Rs<\/td>\n                <td>22.76<\/td>\n                <td>15.75<\/td>\n                <td>0.30<\/td>\n                <td>-5.11<\/td>\n                <td>2.58<\/td>\n                <td>22.15<\/td>\n                <td>25.11<\/td>\n                <td>39.64<\/td>\n                <td>62.35<\/td>\n                <td>75.17<\/td>\n                <td>86.91<\/td>\n                <td>90.24<\/td>\n            <\/tr>\n            <!-- Dividend Payout % -->\n            <tr>\n                <td>Dividend Payout %<\/td>\n                <td>15%<\/td>\n                <td>17%<\/td>\n                <td>859%<\/td>\n                <td>0%<\/td>\n                <td>0%<\/td>\n                <td>0%<\/td>\n                <td>16%<\/td>\n                <td>18%<\/td>\n                <td>18%<\/td>\n                <td>18%<\/td>\n                <td>18%<\/td>\n                <td>19%<\/td>\n            <\/tr>\n        <\/tbody>\n    <\/table>\n<\/div><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Shareholding Pattern<\/h3>\n\n\n\n<p><style>\n    \/* Shareholding Pattern Styles *\/\n    .shareholding-container {\n        max-width: 1200px;\n        margin: 0 auto;\n        font-family: 'Inter', 'Roboto', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;\n        padding: 20px;\n    }\n\n    .shareholding-title {\n        text-align: center;\n        margin-bottom: 30px;\n    }\n\n    .shareholding-title h2 {\n        font-size: 28px;\n        font-weight: 700;\n        color: #1a3a57;\n        margin-bottom: 8px;\n    }\n\n    .shareholding-title p {\n        font-size: 14px;\n        color: #666;\n    }\n\n    .shareholding-divider {\n        width: 60px;\n        height: 3px;\n        background: #85d365;\n        margin: 12px auto 0;\n        border-radius: 2px;\n    }\n\n    \/* Grid Layout *\/\n    .shareholding-grid {\n        display: grid;\n        grid-template-columns: 1fr 1fr;\n        gap: 40px;\n        align-items: center;\n    }\n\n    \/* Circle Chart Container *\/\n    .circle-chart {\n        display: flex;\n        justify-content: center;\n        align-items: center;\n        position: relative;\n    }\n\n    canvas {\n        max-width: 100%;\n        height: auto;\n    }\n\n    \/* Legend Container *\/\n    .legend-container {\n        display: flex;\n        flex-direction: column;\n        gap: 16px;\n    }\n\n    .legend-item {\n        display: flex;\n        align-items: center;\n        gap: 12px;\n        padding: 12px 16px;\n        background: white;\n        border-radius: 12px;\n        box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n        border: 1px solid #e8e8e8;\n    }\n\n    .legend-color {\n        width: 24px;\n        height: 24px;\n        border-radius: 50%;\n    }\n\n    .legend-info {\n        flex: 1;\n        display: flex;\n        justify-content: space-between;\n        align-items: center;\n    }\n\n    .legend-name {\n        font-size: 15px;\n        font-weight: 600;\n        color: #333;\n    }\n\n    .legend-percentage {\n        font-size: 18px;\n        font-weight: 700;\n        color: #1e7e34;\n    }\n\n    .legend-value {\n        font-size: 13px;\n        color: #888;\n        margin-left: 8px;\n    }\n\n    \/* Shareholders Count *\/\n    .shareholders-count {\n        text-align: center;\n        margin-top: 30px;\n        padding: 16px;\n        background: #f8f9fc;\n        border-radius: 16px;\n        border: 1px solid #e8e8e8;\n    }\n\n    .shareholders-count span:first-child {\n        font-size: 14px;\n        color: #666;\n        font-weight: 500;\n    }\n\n    .shareholders-count span:last-child {\n        font-size: 20px;\n        font-weight: 700;\n        color: #1a3a57;\n        margin-left: 12px;\n    }\n\n    \/* Mobile Responsive *\/\n    @media screen and (max-width: 768px) {\n        .shareholding-container {\n            padding: 10px;\n        }\n        \n        .shareholding-grid {\n            grid-template-columns: 1fr;\n            gap: 30px;\n        }\n        \n        .legend-name {\n            font-size: 13px;\n        }\n        \n        .legend-percentage {\n            font-size: 16px;\n        }\n        \n        .legend-value {\n            font-size: 11px;\n        }\n    }\n\n    @media screen and (max-width: 480px) {\n        .shareholding-title h2 {\n            font-size: 22px;\n        }\n        \n        .legend-item {\n            padding: 8px 12px;\n        }\n        \n        .legend-color {\n            width: 20px;\n            height: 20px;\n        }\n    }\n<\/style>\n\n<div class=\"shareholding-container\">\n    <div class=\"shareholding-title\">\n        <h2>\ud83d\udcca Shareholding Pattern<\/h2>\n        <p>As of March 2026<\/p>\n        <div class=\"shareholding-divider\"><\/div>\n    <\/div>\n\n    <div class=\"shareholding-grid\">\n        <!-- Circle Chart -->\n        <div class=\"circle-chart\">\n            <canvas id=\"shareholdingChart\" width=\"400\" height=\"400\"><\/canvas>\n        <\/div>\n\n        <!-- Legend -->\n        <div class=\"legend-container\">\n            <div class=\"legend-item\">\n                <div class=\"legend-color\" style=\"background: #2E86AB;\"><\/div>\n                <div class=\"legend-info\">\n                    <span class=\"legend-name\">Promoters +<\/span>\n                    <div>\n                        <span class=\"legend-percentage\">55.52%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"legend-item\">\n                <div class=\"legend-color\" style=\"background: #A23B72;\"><\/div>\n                <div class=\"legend-info\">\n                    <span class=\"legend-name\">FIIs +<\/span>\n                    <div>\n                        <span class=\"legend-percentage\">11.41%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"legend-item\">\n                <div class=\"legend-color\" style=\"background: #F18F01;\"><\/div>\n                <div class=\"legend-info\">\n                    <span class=\"legend-name\">DIIs +<\/span>\n                    <div>\n                        <span class=\"legend-percentage\">26.11%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"legend-item\">\n                <div class=\"legend-color\" style=\"background: #C73E1D;\"><\/div>\n                <div class=\"legend-info\">\n                    <span class=\"legend-name\">Government +<\/span>\n                    <div>\n                        <span class=\"legend-percentage\">0.13%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"legend-item\">\n                <div class=\"legend-color\" style=\"background: #6A994E;\"><\/div>\n                <div class=\"legend-info\">\n                    <span class=\"legend-name\">Public +<\/span>\n                    <div>\n                        <span class=\"legend-percentage\">6.81%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <!-- Shareholders Count -->\n    <div class=\"shareholders-count\">\n        <span>\ud83d\udc65 Total No. of Shareholders<\/span>\n        <span>37,63,427<\/span>\n    <\/div>\n<\/div>\n\n<script>\n    \/\/ Donut Chart Data\n    const data = {\n        labels: ['Promoters +', 'FIIs +', 'DIIs +', 'Government +', 'Public +'],\n        percentages: [55.52, 11.41, 26.11, 0.13, 6.81],\n        colors: ['#2E86AB', '#A23B72', '#F18F01', '#C73E1D', '#6A994E']\n    };\n\n    \/\/ Draw Donut Chart\n    const canvas = document.getElementById('shareholdingChart');\n    const ctx = canvas.getContext('2d');\n\n    \/\/ Set canvas dimensions for retina display\n    const size = 400;\n    canvas.width = size;\n    canvas.height = size;\n    canvas.style.width = '100%';\n    canvas.style.height = 'auto';\n    canvas.style.maxWidth = '400px';\n\n    const centerX = size \/ 2;\n    const centerY = size \/ 2;\n    const radius = size * 0.35;\n    const donutHole = radius * 0.6;\n\n    let startAngle = -Math.PI \/ 2;\n\n    function drawDonutChart() {\n        ctx.clearRect(0, 0, size, size);\n        \n        let total = 0;\n        data.percentages.forEach(p => total += p);\n        \n        data.percentages.forEach((percentage, index) => {\n            const angle = (percentage \/ 100) * Math.PI * 2;\n            const endAngle = startAngle + angle;\n            \n            \/\/ Draw slice\n            ctx.beginPath();\n            ctx.arc(centerX, centerY, radius, startAngle, endAngle);\n            ctx.arc(centerX, centerY, donutHole, endAngle, startAngle, true);\n            ctx.closePath();\n            ctx.fillStyle = data.colors[index];\n            ctx.fill();\n            \n            startAngle = endAngle;\n        });\n        \n        \/\/ Draw center white circle for donut effect\n        ctx.beginPath();\n        ctx.arc(centerX, centerY, donutHole - 2, 0, Math.PI * 2);\n        ctx.fillStyle = 'white';\n        ctx.fill();\n        \n        \/\/ Add center text\n        ctx.font = 'bold 18px \"Inter\", \"Roboto\", Arial';\n        ctx.fillStyle = '#1a3a57';\n        ctx.textAlign = 'center';\n        ctx.textBaseline = 'middle';\n        ctx.fillText('Total', centerX, centerY - 8);\n        \n        ctx.font = 'bold 24px \"Inter\", \"Roboto\", Arial';\n        ctx.fillStyle = '#1e7e34';\n        ctx.fillText('100%', centerX, centerY + 18);\n    }\n\n    drawDonutChart();\n    \n    \/\/ Redraw on window resize (maintain proportions)\n    window.addEventListener('resize', function() {\n        drawDonutChart();\n    });\n<\/script><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>&nbsp;<\/strong>Conclusion<\/h3>\n\n\n\n<p><div style=\"margin: 30px 0;\">\n  <h3 style=\"color: #2e7d32; border-bottom: 4px solid #2e7d32; padding-bottom: 8px; font-family: Arial, Helvetica, sans-serif;\">SBI \u2013 P\/E, Debt-to-Equity &amp; ROE (2026\u20132050E)<\/h3>\n  \n  <div style=\"overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: 8px;\">\n    <table style=\"width: 100%; min-width: 700px; border-collapse: collapse; background: white; font-family: Arial, Helvetica, sans-serif; font-size: 14px;\">\n      <thead>\n        <tr style=\"background: #E0FBC6;\">\n          <th style=\"padding: 14px 12px; text-align: left; font-weight: bold;\">Metric<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">Current (2026)<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">2027E<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">2028E<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">2030E<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">2040E<\/th>\n          <th style=\"padding: 14px 12px; text-align: center;\">2050E<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr style=\"background: #f5f5f5;\">\n          <td style=\"padding: 12px; font-weight: 700;\">P\/E Ratio (Valuation)<\/td>\n          <td style=\"padding: 12px; text-align: center;\">11.2x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">10.5x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">9.8x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">9.2x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">8.5x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">8.0x<\/td>\n        <\/tr>\n        <tr style=\"background: #ffffff;\">\n          <td style=\"padding: 12px; font-weight: 700;\">Debt-to-Equity (Risk)<\/td>\n          <td style=\"padding: 12px; text-align: center;\">6.8x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">6.5x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">6.2x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">5.8x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">5.1x<\/td>\n          <td style=\"padding: 12px; text-align: center;\">4.7x<\/td>\n        <\/tr>\n        <tr style=\"background: #f5f5f5;\">\n          <td style=\"padding: 12px; font-weight: 700;\">ROE (Profitability)<\/td>\n          <td style=\"padding: 12px; text-align: center;\">15.4%<\/td>\n          <td style=\"padding: 12px; text-align: center;\">16.1%<\/td>\n          <td style=\"padding: 12px; text-align: center;\">16.8%<\/td>\n          <td style=\"padding: 12px; text-align: center;\">17.5%<\/td>\n          <td style=\"padding: 12px; text-align: center;\">18.2%<\/td>\n          <td style=\"padding: 12px; text-align: center;\">18.8%<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p style=\"font-size: 13px; color: #555; margin-top: 10px;\">*E = Estimated. Projections based on loan growth, NIM expansion, asset quality improvement, and capital efficiency.<\/p>\n<\/div><\/p>\n\n\n\n<p>SBI represents a&nbsp;<strong>rare combination of safety and growth<\/strong>. For conservative investors seeking stability with upside, SBI offers a&nbsp;<strong>margin of safety<\/strong>&nbsp;through its low valuation and government ownership. For growth-oriented investors, SBI provides&nbsp;<strong>significant re-rating potential<\/strong>&nbsp;as its ROE improves and digital transformation scales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Is SBI a good long-term investment?<\/h3>\n\n\n\n<p><strong>Answer:<\/strong>&nbsp;SBI is an investment if you are thinking about the long term. It is Indias bank and it has the best of both worlds. It is backed by the government so it is very stable and it also has modern digital services. The banks assets are getting better and better with loans at a low of 2.06 percent. It also makes a lot of money with a return on equity of 17 to 18 percent and the price is very reasonable at 1.3 times its book value. So SBI is a choice for people who want to be safe and also want their money to grow. If you hold on to SBI for a time like 10 to 20 years you can expect to get really good returns, around 10 percent or more every year because the Indian economy is getting bigger and stronger. SBI is an investment, for the long term.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. What are the key risks of investing in SBI?<\/h3>\n\n\n\n<p><strong>Answer:<\/strong>&nbsp;The key risks include:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Risk Factor<\/th><th class=\"has-text-align-left\" data-align=\"left\">Impact<\/th><\/tr><\/thead><tbody><tr><td><strong>Economic Slowdown<\/strong><\/td><td>Slower GDP growth could reduce loan demand and increase NPAs<\/td><\/tr><tr><td><strong>Margin Pressure<\/strong><\/td><td>Intense competition from private banks (HDFC, ICICI) may compress NIM<\/td><\/tr><tr><td><strong>Regulatory Changes<\/strong><\/td><td>RBI norms on unsecured lending or provisioning could affect profitability<\/td><\/tr><tr><td><strong>Government Ownership<\/strong><\/td><td>PSU status may limit operational flexibility compared to private peers<\/td><\/tr><tr><td><strong>Technology Disruption<\/strong><\/td><td>Fintech competitors could challenge market share in payments and lending<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. What is SBI&#8217;s dividend history?<\/h3>\n\n\n\n<p><strong>Answer:<\/strong>&nbsp;SBI has a consistent dividend track record:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Financial Year<\/th><th class=\"has-text-align-left\" data-align=\"left\">Dividend per Share (\u20b9)<\/th><th class=\"has-text-align-left\" data-align=\"left\">Dividend Yield (%)<\/th><\/tr><\/thead><tbody><tr><td>FY2025<\/td><td>12.00<\/td><td>~1.7%<\/td><\/tr><tr><td>FY2024<\/td><td>10.00<\/td><td>~1.4%<\/td><\/tr><tr><td>FY2023<\/td><td>8.00<\/td><td>~1.1%<\/td><\/tr><tr><td>FY2022<\/td><td>7.00<\/td><td>~1.0%<\/td><\/tr><tr><td>FY2021<\/td><td>4.00<\/td><td>~0.6%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>SBI offers a&nbsp;<strong>steady dividend yield of 1.5\u20132%<\/strong>, making it attractive for income-focused investors while still reinvesting profits for growth.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. How does SBI compare to HDFC Bank and ICICI Bank?<\/h3>\n\n\n\n<p><strong>Answer:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Parameter<\/th><th class=\"has-text-align-left\" data-align=\"left\">SBI<\/th><th class=\"has-text-align-left\" data-align=\"left\">HDFC Bank<\/th><th class=\"has-text-align-left\" data-align=\"left\">ICICI Bank<\/th><\/tr><\/thead><tbody><tr><td><strong>Market Cap<\/strong><\/td><td>\u20b96.5 Lakh Cr<\/td><td>\u20b912 Lakh Cr<\/td><td>\u20b98.5 Lakh Cr<\/td><\/tr><tr><td><strong>ROE (Latest)<\/strong><\/td><td>17.5%<\/td><td>15.8%<\/td><td>16.5%<\/td><\/tr><tr><td><strong>Gross NPA<\/strong><\/td><td>2.06%<\/td><td>1.12%<\/td><td>1.53%<\/td><\/tr><tr><td><strong>CASA Ratio<\/strong><\/td><td>42%<\/td><td>38%<\/td><td>42%<\/td><\/tr><tr><td><strong>P\/B Valuation<\/strong><\/td><td>1.3x<\/td><td>3.2x<\/td><td>2.8x<\/td><\/tr><tr><td><strong>Dividend Yield<\/strong><\/td><td>1.7%<\/td><td>0.8%<\/td><td>0.8%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Verdict:<\/strong>&nbsp;HDFC Bank and ICICI Bank trade at premium valuations due to perceived efficiency and governance. SBI offers&nbsp;<strong>value at a discount<\/strong>&nbsp;with comparable ROE and superior dividend yield. For risk-averse investors seeking value, SBI is compelling; for those prioritizing growth momentum, private peers may be preferred.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. What are the future growth drivers for SBI?<\/h3>\n\n\n\n<p><strong>Answer:<\/strong>&nbsp;The key growth drivers for SBI are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Driver<\/th><th class=\"has-text-align-left\" data-align=\"left\">Outlook<\/th><\/tr><\/thead><tbody><tr><td><strong>Retail Loan Growth<\/strong><\/td><td>Home loans, auto loans, and personal loans expected to grow at 12\u201314% annually<\/td><\/tr><tr><td><strong>YONO Digital Platform<\/strong><\/td><td>70M+ users driving customer acquisition, cross-sell, and fee income<\/td><\/tr><tr><td><strong>Corporate Capex Revival<\/strong><\/td><td>Home loans, auto loans, and personal loans are expected to grow at 12\u201314% annually<\/td><\/tr><tr><td><strong>Asset Quality Improvement<\/strong><\/td><td>Provisions declining as NPAs reduce; write-backs boosting profitability<\/td><\/tr><tr><td><strong>Financialization of Savings<\/strong><\/td><td>Shift from physical assets (gold, real estate) to financial products benefiting banking<\/td><\/tr><tr><td><strong>India&#8217;s GDP Growth<\/strong><\/td><td>Home loans, auto loans, and personal loans are expected to grow at 12\u201314% annually<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>SBI.Bank. in \ud83d\udcc8 Share Price Alert Get latest stock price targets &amp; 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