Get latest stock price targets & updates directly on Telegram
Don’t miss daily stock price updates, quick alerts & market insights!
Follow now for latest analysis.
About IDBI Bank Ltd-
IDBI Bank Ltd is a bank where people in India can go for things. People can open savings accounts and current accounts at IDBI Bank Ltd. IDBI Bank Ltd gives loans to people who want to buy a house or start a business. IDBI Bank Ltd does banking for individuals and for companies.
IDBI Bank Ltd wants to make sure that everyone in India can use the services of IDBI Bank Ltd. IDBI Bank Ltd is very focused on making it easy for people to do banking on their phone or computer. IDBI Bank Ltd has credit cards and insurance plans and other things to help people invest their money. IDBI Bank Ltd is really keen, on helping all businesses and big companies over India.
IDBI Current Market Performance
Loading IDBI chart…
Financial Table for IDBI Bank Ltd
| Metric | Value | Change |
|---|---|---|
| Net Profit (Q3 FY26) | ₹1,935 Cr | +1% YoY |
| Net Interest Income (Q3 FY26) | ₹3,209 Cr | -24% YoY |
| Gross NPA | 2.57% | -100 bps YoY |
| Net NPA | 0.18% | Stable |
| CRAR | 24.63% | +265 bps |
| Total Deposits | ₹307,858 Cr | +9% YoY |
| Total Advances | ₹238,786 Cr | +15% YoY |
| Stock Price (recent close) | ₹75 | +1.3% (today) |
| 52-Week High | ₹118.45 | – |
| 52-Week Low | ₹72.04 | – |
| Promoter Stake | 94.71% | Stable |
Structural Video Breakdown
Recent Earnings & Quarterly Performance Review
| (Rs. Crores) | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 5,729 | 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 | 7,804 |
| Interest | 2,445 | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 | 3,944 |
| Expenses + | 3,167 | 3,067 | 1,701 | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 | 1,651 | 2,000 | 2,757 |
| Financing Profit | 118 | 936 | 1,372 | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 | 1,642 | 1,218 | 1,102 |
| Financing Margin % | 2% | 14% | 23% | 15% | 16% | 25% | 15% | 24% | 13% | 15% | 23% | 17% | 14% |
| Other Income + | 1,404 | 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 | 1,271 | 1,714 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,521 | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 |
| Tax % | 21% | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 15% | 21% | 29% |
| Net Profit + | 1,223 | 1,234 | 1,393 | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 | 3,241 | 1,959 | 2,013 |
| EPS in Rs | 1.13 | 1.14 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.94 | 1.88 | 3.00 | 1.82 | 1.87 |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Raw PDF |
Historical Forecasting (2020-2025)
Bajaj Finance Share Price Target 2020, 2021, 2022, 2023, 2024, 2025, 2026.
· Historical Forecasting
Profit & Loss
Consolidated Financial Summary (₹ in Crores)
| Financial Year / Metrics | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28,164 | 28,058 | 27,805 | 23,046 | 22,102 | 20,854 | 19,956 | 18,316 | 20,592 | 26,446 | 28,917 | 29,020 |
| Interest | 22,387 | 21,931 | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 15,474 |
| Expenses | 8,424 | 14,339 | 18,130 | 20,698 | 24,118 | 20,146 | 10,515 | 9,975 | 10,232 | 9,233 | 8,594 | 8,499 |
| Financing Profit | -2,647 | -8,212 | -12,344 | -15,028 | -18,178 | -13,133 | -1,967 | -781 | 1,229 | 4,986 | 6,067 | 5,046 |
| Financing Margin % | -9% | -29% | -44% | -65% | -82% | -63% | -10% | -4% | 6% | 19% | 21% | 17% |
| Other Income | 4,189 | 3,518 | 4,207 | 7,248 | 3,535 | 4,631 | 4,848 | 4,959 | 4,617 | 3,975 | 5,209 | 6,612 |
| Depreciation | 141 | 218 | 362 | 377 | 370 | 394 | 397 | 417 | 499 | 543 | 538 | 0 |
| Profit before tax | 1,401 | -4,912 | -8,498 | -8,157 | -15,013 | -8,896 | 2,484 | 3,760 | 5,346 | 8,418 | 10,738 | 11,658 |
| Tax % | 32% | -26% | -40% | 0% | 0% | 44% | 42% | 32% | 30% | 31% | 29% | 21% |
| Net Profit | 957 | -3,574 | -4,997 | -8,116 | -14,970 | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 9,237 |
| EPS in Rs | 5.87 | -17.44 | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.57 |
| Dividend Payout % | 13% | 0% | 0% | 0% | 0% | 29% | 28% | 30% | 30% | 30% | 30% | 0% |
Also Read:Bajaj Finance Share Price Target 2026, 2027, 2028, 2030, 2040, 2050
Balance Sheet
| Balance Sheet (Rs. Cr) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,604 | 2,059 | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 22,771 | 26,000 | 21,204 | 18,824 | 30,610 | 24,455 | 26,876 | 31,819 | 35,567 | 40,321 | 50,868 | 57,812 |
| Deposits | 275,518 | 265,087 | 268,216 | 247,777 | 227,190 | 222,214 | 230,707 | 232,850 | 255,313 | 277,366 | 309,975 | 346,776 |
| Borrowing | 45,838 | 70,592 | 56,364 | 63,186 | 45,288 | 36,749 | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 28,104 |
| Other Liabilities + | 10,314 | 11,537 | 14,646 | 18,039 | 10,287 | 6,901 | 14,410 | 12,773 | 17,227 | 19,138 | 21,435 | 23,942 |
| Total Liabilities | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 467,386 |
| Fixed Assets + | 3,026 | 7,041 | 6,893 | 6,350 | 7,842 | 7,719 | 7,402 | 9,587 | 9,303 | 9,435 | 12,120 | 9,775 |
| CWIP | 54 | 481 | 541 | 502 | 468 | 488 | 471 | 400 | 477 | 108 | 80 | 0 |
| Investments | 97,347 | 92,810 | 93,075 | 91,848 | 93,328 | 81,996 | 81,471 | 83,475 | 100,409 | 115,719 | 118,453 | 128,440 |
| Other Assets + | 255,617 | 274,943 | 261,980 | 252,208 | 219,474 | 210,496 | 209,309 | 209,078 | 221,309 | 239,398 | 282,309 | 329,170 |
| Total Assets | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 467,386 |
Shareholding Pattern
📊 Shareholding Pattern
- Promoters 94.72%
- FIIs 0.56%
- DIIs 0.08%
- Government 0.01%
- Public 4.63%
Bajaj Finance – P/E, Debt-to-Equity & ROE (2026–2050E)
Projected valuation, leverage & profitability metrics | Consolidated estimates
| Metric | Current (2026) | 2027E | 2028E | 2030E | 2040E | 2050E |
|---|---|---|---|---|---|---|
| P/E Ratio (Valuation) | 11.2x | 10.8x | 10.4x | 9.7x | 8.9x | 8.4x |
| Debt-to-Equity (Risk) | 5.6x | 5.3x | 5.0x | 4.6x | 4.1x | 3.8x |
| ROE (Profitability) | 13.8% | 14.5% | 15.2% | 16.4% | 17.5% | 18.2% |
Conclusion
IDBI Bank is an example of a public sector bank turning around for the better. It has a capital base with a Capital to Risk-Weighted Assets Ratio of 24.63%. The bank also has low net non-performing assets. It is doing well in digital banking.
In the to medium term that is from 2026 to 2028 the banks growth will depend on how well it manages its assets and how quickly it can sell its non-core businesses. If things go well the stock price could go up to ₹140 to ₹280.
In the term from 2030 to 2040 the banks growth will depend on how well the banking sector does as a whole. If everything goes well the stock price could reach ₹450 to ₹2,000 or more.. This is highly uncertain due, to the risks of reforms not happening, competition and economic risks.
The real returns you get depend on how well the company sells off parts of its business how it expands its retail side and how well the economy does. This is what matters, not what people think prices will be, in the future. If you are an investor who can wait you might see the company get better. Its stock become more valuable..
There are big risks because the stock market can be very unpredictable and government policies can change things quickly. The company needs to do a job of selling off parts of its business and expanding its retail side to really see the benefits of this.
FAQs
What is the IDBI Bank share price target for 2026 and 2027?
Short-term predictions see the stock reaching ₹100 to ₹180 by the end of 2027. This is because the bank has a Capital to Risk-Weighted Assets Ratio of 24.63%. Its asset quality is also getting better.
The bank is growing its business and there might be some divestment news. These predictions are guesses. Will change based on how the bank does each quarter.
What will the IDBI Bank share price be in 2030?
Speculative long-term forecasts range from ₹450 to ₹800 by 2030 in base-to-bull cases, assuming steady retail/digital expansion, PSU re-rating, and banking sector growth. Bear scenarios sit at ₹300–₹420.
Is IDBI Bank a good long-term investment up to 2040?
For people who’re willing to wait the Indian banking system is a good investment. This is because the banks have a lot of money few bad loans and many people in India are starting to use banks. The Indian banking system has the potential to make a lot of money for investors. Some people think that the value of banks can go up to ₹1,500 to ₹2,000 or more by the year 2040.
However Indian banks also face risks from changes in the rules and a lot of competition from banks. The Indian banking system and Indian banks are still an investment, for patient investors who believe in the Indian banking system.
What is the bull case for IDBI Bank share price in 2030 and 2040?
The bull case for this situation is that the price will go up to ₹600 to ₹800 by the year 2030.. By 2040 the price will be even higher, around ₹1,500 to ₹2,000 or more. This will happen if the divestment is successful and retail sales increase quickly.
The economy will also be growing strong which will help the public sector banking system to get a rating and more people will take loans. The banking system of public sector units will get a rating and this will lead to more loan growth so the price of the public sector units will go up.
What factors will drive IDBI Bank share price targets long-term?
Key drivers are
- asset quality
- growth in retail and digital banking
- progress on divestment
- high Capital to Risk-Weighted Assets Ratio which allows for expansion
- credit demand in India
Risks include
- delay, in reforms
- competition
- economic slowdown
We need to monitor quarterly results closely.
